Terms & Condtitions - HotLoan

When you choose to inquire with a lender or broker who advertises on HotLoan.com, your information will be transferred to that lender(s) for the purpose of providing you with a mortgage rate quote. Although we make every effort to keep information current, rates, points and programs cannot be guaranteed and are subject to change without notice. HotLoan.com shall not be responsible or liable for any products, services, information or other materials displayed, purchased, or obtained as a result of any information or offer in or results of any kind obtained in connection with this website, including, without limitation to, any agent referrals, loan recommendations, application, approval, prequalification, loan or interest rate analysis. Nothing on this website contains an offer, promise or otherwise, either to make a specific loan or that any of our affiliated lenders will make any loan for any purpose or on any specific terms.

HotLoan.com does not guarantee and makes no representations of any rates, points and loan programs posted by advertising lenders and brokers. All information is subject to change without notice. This information submission form is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.

Rates and APR's and any promotional offer, such as the amount of cash back (if applicable), is based on the type of loan applied for, and may change at any time without notice. Not all loans will qualify for any given offer, or may qualify for a lesser offer, or amount of cash back, depending on several factors including loan size, your credit rating, the type of property you are purchasing, etc. Please discuss the specifics of your situation directly with your lender's representative. HotLoan.com shall not be responsible or liable for any products, services, information or other materials displayed, purchased, or obtained as a result of any information or offer in or results of any kind obtained in connection with this web site, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification, loan or interest rate analysis. Nothing on this web site contains an offer, promise or otherwise, either to make a specific loan or that any participating lender will make any loan for any purpose or on any specific terms.

Information Is Not Warranted or Guaranteed In Any Way. HotLoan.com does not warrant or guarantee, express or implied, the accuracy, adequacy, quality, correctness, validity, completeness, or suitability of any Information for any purpose.

No HotLoan.com Liability: In no event shall HotLoan.com be liable to anyone for any delays, inaccuracies, errors or omissions with respect to the Information or the transmission or delivery of all or any part thereof, for any damage arising there from or occasioned thereby, or for the results obtained from the use of the Information. HotLoan.com will not be responsible if any information infects or contaminates a user's system or information. The entire risk as to the quality and performance of HotLoan.com and the accuracy, adequacy, completeness, currentness, validity and quality of any Information is with the user. In no event will HotLoan.com be liable to any party for any direct, indirect, special, punitive or consequential damages (including, but not limited to, damages for loss of business profits, business interruption, loss of programs or information, and the like), or any other damages arising in any way out of the availability, use, reliance on, or inability to use HotLoan.com or any 'information', even if HotLoan.com shall have been advised of the possibility of such damages, and regardless of the form of action, whether in contract, tort, or otherwise; or (ii) for any claim attributable to errors, omissions, or other inaccuracies in, or destructive properties of any 'information.

If you have any questions, please contact America's Lead Source, LLC dba HotLoan.com at support@HotLoan.com or by postal mail at 6331 Nancy Ridge Dr., Suite B San Diego, CA 92121 .

This terms and condition were last updated January 17 th , 2005.